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Impel Overseas Consultants Ltd. believes in power of strategic cooperation and coordination
with the corporate players in the industry as well as education service providers,
to serve the needs of the student community by way of streamlining and smoothening
their academic and professional endeavors. Building business relations and nurturing
them with quality services as well as leveraging on them for constant growth and
development of our organization is our strength. Our numerous alliances with Corporates
and Universities are a testimony to this.
Medical Insurance
Did you know it would cost you at least $300 to consult a doctor in US for a health
problem as simple as common cold? Having a medical insurance can take the burden
of paying so much for your medical problems when you are in a foreign country.
Universities in many countries have made it mandatory for international students
to have a medical insurance. While universities in Australia and New Zealand offer
it in-house, universities in USA and Canada leave it to the students’ choice. It
is very important for the student to choose the right insurance that would cover
any kind of loss they might have.
Trawelltag (underwritten by Oriental Insurance) is the just the right choice for
students going abroad to realize their dream. Read along to know what Trawelltag
has to offer Impels' Students.
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Plans |
PLAN 1
($50,000)
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PLAN 2
($100,000)
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PLAN 3
($250,000)
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PLAN 4
($500,000)
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Premium Required per year (In INR)
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11,019
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12,741
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19,971
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30,965 |
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Mandatory Coverage available with Trawelltag (in USD)
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Medical Expenses
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50,000
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100,000
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250,000
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500,000
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Optional Coverage available with Trawelltag (in USD)
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Dental cover
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250
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250
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250
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250
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Personal Accident [1]
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25,000
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25,000
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25,000
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25,000
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Loss of Checked – in baggage[2]
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1,000
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1,000
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1,000
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1,000
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Loss of Passport[3]
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200
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200
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200
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200
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Personal Liability[4]
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100,000
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100,000
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100,000
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100,000
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Study Interruption/Sponsor Protection[5]
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20,000
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20,000
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20,000
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20,000
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Compassionate Visit[6]
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7,500
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7,500
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7,500
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7,500
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Register with Impel and avail discounts on the premium.
[1] Personal Accident :
Lump- sum compensation to the client/ dependents in the event of either death or
permanent total disablement of covered person due to accident whilst they are traveling
abroad.
[2] Loss of Checked – in baggage :
Compensation for total loss of one unit or more than one unit of checked in baggage
after adjusting the amount compensated by the airlines towards this loss. This does
not cover valuables and foreign exchange.
[3] Loss of Passport :
Covers actual expenses incurred while obtaining emergency travel documents in lieu
of lost passport while abroad.
[4] Personal Liability :
Covers for any injury caused by the insurer to a third party by accident.
[5] Study Interruption/Sponsor Protection :
Coverage on semester fee if there is an interruption is studies due to compassionate
reasons on the family front. Coverage on tuition fee in case demise of sponsor due
to accident.
[6] Compassionate Visit :
Coverage on expenses incurred in case of hospitalization (exceeding 7 days) of student
or family member.
Foreign Exchange
IMPEL’s students can avail many advantages from FOREX services provided by Centrum
through its subsidiary FCH CentrumDirect Ltd:
Instant Wire Transfer: A quick and convenient way to send money abroad to meet university
deadlines.
Foreign currency draft: The safest way to carry money abroad for tuition fees, living
expenses, etc.
Foreign Currency Notes: Available in 25 destination currencies.
International Debit Card: An International Debit Card that can be reloaded in India.
Offer for Impel student
The discount structure is as below:
Reduced rates on sale of foreign exchange:
- USD – 30ps more than RBI Treasury Rate*
- GBP – 50ps more than RBI Treasury
Rate
- AUD – 40ps more than RBI Treasury Rate
- CAD – 40ps more than RBI Treasury
Rate
- NZD – 30ps more than RBI Treasury Rate
*Please Note: Foreign Exchange Dealers generally quote a selling price which is
Rs 2 – 3 more than RBI Treasury Rate
Foreign Currency Demand Draft (FCDD) and Telegraphic Transfer (FCTT) Charges:
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